Methodology & data sources

Everything we show about a project is derived from public MahaRERA records — the registration details, possession timelines, quarterly construction progress, complaint counts and orders that promoters are required by law to disclose under the Real Estate (Regulation and Development) Act, 2016. This information is published by the Authority for public viewing; we simply read it and translate it into plain English.

• We fetch a project's record when a user looks it up — the same public page any citizen can open — and cache it, so we don't repeatedly load the portal.
• We always link back to the official MahaRERA page and tell you to verify there.
• We do not alter the record, and we add nothing that isn't traceable to a public source.

The Safety Score reads like a credit score: higher is safer. Under the hood we compute a transparent, additive risk score from the factors below — each one adds points of risk — and the Safety Score is simply 100 minus that risk. The more risk points a project accumulates, the lower its safety. We also show a Low / Medium / High risk band alongside the number as a plain-English warning.

A few states — de-registration, revocation, or a project kept in abeyance — are categorical “do not transact” signals and set the score to its riskiest regardless of the other factors.

A clean record doesn't tell you if a tower will finish on time. We surface this as a plain band — On track, Watch, At risk or Overdue — rather than a bare number. The core signal is pace: the actual construction % against the % expectedfor the time elapsed, on a standard construction S-curve (a build isn't “behind” just because a straight time-vs-built line says so). That's blended with the promoter's on-time record, how much is irreversibly built, and the Commencement Certificate coverage.

A project past its committed possession date without completion is shown as Overdue; one handed over with an Occupancy Certificate is On track (delivered). For a multi-phase project (buildings commenced in stages), the pace clock starts at the latest phase'scommencement rather than the whole development's, so a newer phase isn't judged against a decade-old start. The outlook is recomputed as the project files fresh quarterly progress, so it sharpens over the build. On every project page we show these exact inputs and the actual-vs-expected bars, so you can see precisely how it was derived. It is an interpretive aid, not a prediction of default or a comment on any promoter.

Some risk never shows up in a registration: early-stage construction, a partial Commencement Certificate, a one-sided Agreement for Sale, a mortgaged plot, or missing quarterly filings. Buyer readiness captures this transaction-siderisk, so a clean public record can't masquerade as a full clearance.

• They are interpretive aids built from factual public signals, to help you ask better questions before you pay.
• They are not legal advice, not a verdict, and not a judgment on the character or conduct of any promoter.
• Public records can be incomplete or delayed. Always verify on the official MahaRERA portal and have an advocate review any document before you rely on it.

HomeBuyerSaathi is strictly buyer-side. We are never paid by builders, we take no listing fees, and no promoter can pay to change a score. Our only incentive is to help home buyers see clearly.

If you're a promoter, buyer or anyone who spots something inaccurate, use the “Report a correction” link on any project page — it goes to our Grievance Officer, who reviews every report and corrects genuine data errors within the timelines required by law. You can also write to support@homebuyersaathi.com.