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During buying · 4 min read

Demand Letter — Checklist Before Payment

Reviewed against MahaRERA rules · Informational, not legal advice

The short version: Under RERA, instalments should track construction, not the calendar. Run every demand letter through these checks before you transfer a rupee.

Before you pay, confirm

1

The stage is actually built

Payment should be construction-linked — you pay for work that's done, not promised.

2

It matches your agreement's schedule

The demand should map to a milestone and percentage in your registered agreement.

3

The amount is correct

On carpet area, at the right percentage, with taxes applied correctly.

4

It's a proper demand

On the promoter's letterhead, carrying the project's RERA number.

5

Other buyers got the same demand

Compare in your project community — a lone, early demand is a flag.

6

You pay traceably

By bank transfer, and you get a receipt naming the project and flat.

What to watch for

  • Demands raised ahead of the construction they're tied to.
  • Lump-sum demands “to block the current price”.

Let a free tool do the work

Put this guide into action — Payment Tracker is free and needs no login to try.

Open Payment Tracker

This guide is general information to help you ask better questions — it is not legal advice, and it doesn't replace your own advocate or the official MahaRERA portal. Rules, rates and builder practices vary; always verify against the current MahaRERA record and your project's documents before acting.